I really love convertibles.  Especially in the summer when you can drive around in the sunshine
Me too! There's nothing better than going on a nice drive in the open-air with the convertible's top down!
Do you prefer retractable hard tops or soft top convertables?
I think I prefer the retractable hardtop. I like that it stows into the trunk. It has another added benefit, do you know what it is?
It is considered safer and it is better all year around driving
Yes! It's more weatherproof and definitely more secure since it can't be slashed by theives like a fabric top.
There are some disadvantages however.  They can be topheavy, which can affect handling. 
That's true! One day I'd love to see a phaeton. It was an open vehicle without glass side windows. It sometimes had removable panels of fabric to protect from the elements. Sounds like such a neat design.