As I get older I worry about Hair Loss.  It's also known as alopecia.
I have PCOS and worry about it as well.  I have a lot of hair right now, but it's a worry as I get older also.
Hair loss can really mess with people and actually cause psychological issues.
I know a guy that went bald in his 20s, he had a hard time with it, so I can definitely see the psychological issues.
I don't know whats worse going bald of loosing some hair and getting the horseshoe shape hair. I read male hairless is due to a combination of genetics and messed up hormones.
I wonder if the environment and nutrition play a part also - I've heard biotin can help.
Possibly. It's strange we know what causes Male Pattern Baldness but have no clue why females loose hair. 
I think a lot of that is purely hormone related.
If I loose my mop I plan to get a hair transplant. No shame in my game. 
I'm with you - I'd pay all the money for it also!