I am a Finance major in college. I study investments and financial products.
That sounds very interesting. Is it a complicated thing to study?
Not really. It includes assets and liabilities, as well as uncertainty and risk.
Oh okay. I'm not one to take risks. I just can't gamble with my money
Risk isn't necessary gambling. It is measuring the expected rate of return.
cant you still lose your money if the rate of return is poor or 0?
Yeah, but some investments have a near guaranteed rate of return.
What kinds of investments are those? I would be interested in that
I would recommend municipal or federal bonds. As long as the government doesn't go belly up you will get a return.
Oh okay. What is the most risky thing you can do or invest in?